Updating section...
SmartCare Optimum Enhanced offers you a wide range of benefits to cover all your everyday healthcare needs. These plans provide comprehensive Hospitalization, General Practitioner and Specialist Cover.
What is Covered
- High Annual Limit
- High coverage of up to S$1 million per year.
- Outpatient General Practitioner & Specialist Cover
- Includes consultation charges, treatment at an A&E department, diagnostic plans and medical tests.
- Pediatrician Visits
- Waiver of GP referral letter for child below 36 months.
- Reimburses you in full
- Full reimbursement for eligible medical expenses up to the policy annual limit.
- Major Organ Transplant
- Covers charges for transplantation of major organs including the kidneys, heart, liver, lung or bone marrow by surgery from a human donor.
Eligibility And Options:
- Entry Age:
- Adult: From 18 years old to 65 years old (Next Birthday)
- Child: 15 days old to 18 years old (Next Birthday)
- Maximum Renewable Age
- Adult: 80 years old (Age Next Birthday)
- Child: 25 years old (Age Next Birthday)
HSBC Life Shield is an Integrated Shield medical re-imbursement plan designed to complement the Singapore MediShield Life plan.
Types of Shield Plans: View the Full list of Benefits
Highlights:
- High Annual Coverage Limits
- HSBC Life Shield Plan A with private hospital coverage, offers a high annual limit of up to S$2.5 million (If treated by HSBC Life Panel of Specialists or at a Restructured Hospital).
- Long Pre- and Post-Hospitalisation Coverage
- HSBC Life Shield covers you up to 180 days before admission and 365 days after discharge.
- Exclusive Value-Added Services
- Enjoy pre-negotiated consultation fees with our General Practitioners (GP) Panel 1 , Specialist Panel (SP) 1 , Extended Panel (EP) 1 , Physiotherapist Panel 2 and Dental Panel 3 .
A Letter of Guarantee (LOG) of up to HSBC Life Shield annual limit can be issued prior to a hospitalisation or surgery if treated by HSBC Life Panel of Specialists or Extended Panel.
From 1st April 2022, we offer a new Extended Panel of Specialists which consists of specialists belonging to other Shield insurers’ panel who agree to join our Extended Panel and provide Panel benefits to our Shield policyholders. Find out more here .
Enjoy complimentary remote teleconsultation and medicine delivery 4 with our Panel clinics in the comfort and privacy of your own home.
- Enjoy pre-negotiated consultation fees with our General Practitioners (GP) Panel 1 , Specialist Panel (SP) 1 , Extended Panel (EP) 1 , Physiotherapist Panel 2 and Dental Panel 3 .
- Lifetime Renewability
- HSBC Life Shield protects you for life with guaranteed renewability.
Smartcare Executive is a flexible insurance product that provides a range of options to protect you and your loved ones in the event of hospitalization.
A product that is exclusively tailored to fit your budget without compromising on the health protection for you and your loved ones.
What is Covered
- Comprehensive Benefits
- Surgical implants, major organ transplant and daily recovery income benefit.
- Direct Settlement with the Hospital
- Enjoy cashless hospital admission.
- Outpatient Treatment and Kidney Dialysis
- Up to $20,000 per year.
- Discount for Co-payment and/or Deductible
- Up to 30% discount if opted for both Co-payment and Deductible.
Eligibility And Options:
- Entry Age:
- Adult: From 18 years old to 65 years old (Next Birthday)
- Child: 15 days old to 18 years old (Next Birthday)
- Maximum Renewable Age
- Adult: 80 years old (Age Next Birthday)
- Child: 25 years old (Age Next Birthday)
Living in a different country can be the experience of a lifetime. It is important that you have access to quality healthcare treatments wherever you want, while being protected against rising medical costs.
International Exclusive is a health insurance product that gives you access to worldwide private medical care.
What is Covered
- High Annual Limit
- Provides high coverage of up to S$4.5 million per year.
- International Cover
- Comprehensive coverage wherever you are in the world.
- Living Organ Donor
- Pays for transplantation of kidney, heart, liver, lung or bone marrow when a live member donates an organ or tissue to their parent, sibling, child, spouse or partner.
- Pre-existing & Congenital Condition Coverage
- Available only after consecutively covered for 270 days.
- Direct Settle with HSBC Life International listing of hospitals
- Cashless hospital admission.
- Outpatient Treatment
- Covers general and specialist consultations.
- Pregnancy and Childbirth Cover Add-On
- Pays for routine pre-natal care, childbirth and routine post-natal care up to 42 days following childbirth.
Eligibility And Options:
- Entry Age:
- Adult: From 18 years old to 65 years old (Next Birthday)
- Child: 15 days old to 18 years old (Next Birthday)
- Maximum Renewable Age
- Adult: 80 years old (Age Next Birthday)
- Child: 25 years old (Age Next Birthday)
